Financial Planning

 

Stonebrook Capital Management believes that a sound plan is the best first step toward reaching your financial goals. Using sophisticated tools, we can help you clearly define your goals and risk tolerances, plan for special circumstances, and help you reach those goals.

Stonebrook uses state of the art software to help define the client risk tolerances and objectives that will guide the portfolio management process, as well as produce a mathematical model to forecast the probability of meeting your goals.

Stonebrook has experience helping company executives manage company stock options including specific advice on NUA strategies, and sensible, long term planning for the diversification of concentrated equity positions.

We are experts in IRAs and can assist you with complex questions regarding rollovers, Roth IRA conversions, and multi-generation stretch IRA strategies.

Risk Management

 

Smart Risk Management: Invest with Confidence in Any Market

Would you drive full speed in a snowstorm? Neither should your investments.

At Stonebrook Capital Management, we take a sophisticated, personalized approach to risk management. We start with cutting edge software from Riskalyze. Each investor is given a unique and personalized risk number—like a speed limit for their portfolio.  Just like a speed limit, there will be times when it is appropriate to travel faster than the limit, and times when you should go slower.

Here’s how it works:

Good market conditions? We can increase risk and go faster to capture more growth.

Market downturns or economic trouble? We reduce risk to protect your wealth.

Many investment strategies stay at one speed, no matter the conditions, leading to unnecessary losses or missed opportunities. Our dynamic, data-driven approach adjusts based on market conditions and your goals. 

Our approach removes one of the most destructive elements from the investing process: emotions. This helps to keep your strategy on track despite market fluctuations. It also gives you the confidence of knowing your portfolio is built to grow and protect your wealth, and peace of mind about your retirement goals.

Start Your Risk Assessment

 

Tax Minimization

 
Maximize Wealth by Minimizing Taxes

At Stonebrook Capital Management, we take a strategic approach to tax planning that helps you keep more of what you’ve earned. By optimizing the sequence of withdrawals in retirement, executing well-timed Roth IRA conversions, and leveraging tax-loss harvesting, we reduce your overall lifetime tax burden. Our strategies are designed to create a tax-free income stream in retirement, allowing you to grow and preserve wealth more efficiently.

Through careful planning, we help you avoid common tax pitfalls, minimize unnecessary distributions, and take advantage of opportunities that can significantly lower your tax rate over time. By integrating these tax-saving strategies into your financial plan, we ensure taxes don’t erode your hard-earned assets—so you can retire with more financial freedom and peace of mind.