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When most people think about life insurance, it is something to be purchased when we’re young with financial responsibilities and dependents to protect. Any discussion about purchasing life insurance after we retire is often met with strong opinions as to whether or not it makes any financial sense. After all, the cost of life insurance increases significantly over the age of 65.

“The Good, the Bad, and the Ugly”

“Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it”

-Warren Buffett

“Millions saw the apple fall, but Newton was the only one who asked why.”

-Bernard M. Baruch, American Investor & Statesman

“You can either have cheap stocks or you can have good news, but you can't have both.”- Jim Grant, Grant's Interest Rate Observer

“The essence of investment management is the management of risks, not the management of returns. Well-managed portfolios start with this precept.”

- Benjamin Graham
 

“It is important to note that the combination of a cheap dollar, a very innovative corporate sector and a highly productive labor force have reinvigorated the manufacturing sector, leading to the reindustrialization of the U.S. economy. There is no reason to expect the manufacturing boom to come to a sudden halt. In fact, manufacturing as a share of the U.S.

“Never make predictions, especially about the future.” -Casey Stengel, New York Yankees Manager, 1950s